A Theoretical Study On Financial Literacy And Financial Education

Abstract

Financial literacy consists of financial knowledge, financial attitude and financial behavior dimensions. Investors need to be able to direct their financial information to their financial attitudes and behaviors in order to be fully financially literate. It can be stated that financial education is a prerequisite for increasing the level of financial knowledge, which is the basic dimension of financial literacy. In order to be an investor who can provide stable income in this century; have to be financial literate; and in order to be financially literate, it has become compulsory to receive financial education. In this study, the concepts of financial literacy and financial education, which attract the attention of investors, academicians and public authorities, what are these and why should be developed are examined with a theoretical background in this study.